Gold loan fintech companies build own loan books as RBI tightens norms
Published on: April 24, 2026, 6 a.m. | Source: The Economic Times
Gold loan fintech startups are pivoting from loan sourcing to building their own loan books due to tightened RBI regulations. Companies like Indiagold and Oro are securing NBFC licenses and debt funding for direct lending, while also exploring co-lending partnerships. This strategic shift aims to regain momentum after new rules disrupted their previous service-provider model.
