ReferIndia News Group health insurance grows 20% annually while retail cover flatlines: Plum report

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Group health insurance grows 20% annually while retail cover flatlines: Plum report

Published on: Sept. 25, 2025, 8:08 p.m. | Source: The Economic Times

The study, based on over 10,000 consultations and a survey of 350 respondents, found that 59% of employees do not have a personal health policy and rely on their employer’s group insurance during medical emergencies. While group health insurance penetration is growing about 20% annually, the growth in retail policies has stagnated.

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