How to get lifetime income from Rs 1 crore retirement corpus: 4 investment strategies compared
Published on: Feb. 23, 2026, 5:18 p.m. | Source: The Economic Times
Planning retirement with a Rs 1 crore corpus is a common goal for many Indians, but choosing the right income strategy can make all the difference between financial comfort and lifelong stress. While traditional options such as fixed deposits and annuities promise safety, they often fail to deliver sufficient income, inflation protection, and long-term sustainability, claims a report titled “The Science of Retirement Planning: Navigating Hidden Risks in a Long Retirement” prepared by Omniscience Capital. The report compares four retirement income strategies through instruments such as fixed deposit, life annuity, systematic withdrawal plan (SWP) and Scientific Pay based on factors such as cash flow, longevity, inflation protection, lifestyle impact, risk and legacy corpus.Let’s see how different retirement planning strategies work How to get lifetime income from Rs 1 crore retirement corpus
