IndusInd Bank FY26 Results: Net Profit ₹889 Cr, Recommends ₹1.50 Dividend
Published on: April 25, 2026, 7:06 a.m. | Source: scanx.trade
[IndusInd Bank](https://scanx.trade/company/indusind-bank-ltd) has announced its audited consolidated and standalone financial results for FY26, demonstrating a significant turnaround in profitability while maintaining improved asset quality metrics. The private sector bank's Board of Directors approved the results at a meeting held on April 24, 2026, and recommended a final dividend of ₹1.50 per equity share. ## FY26 Financial Performance The bank achieved a remarkable turnaround in profitability during FY26, posting a consolidated net profit of ₹889 crores compared to ₹2,576 crores in FY25. On a standalone basis, the bank reported net profit of ₹933 crores for FY26 against ₹2,643 crores in the previous year. | Financial Metric | FY26 | FY25 | Performance | | ---: | :--- | :--- | :--- | | Consolidated Net Profit | ₹889 crores | ₹2,576 crores | Decline | | Standalone Net Profit | ₹933 crores | ₹2,643 crores | Decline | | Total Income (Consolidated) | ₹53,480 crores | ₹56,358 crores | -5.1% | | Operating Profit (Consolidated) | ₹9,180 crores | ₹10,661 crores | -13.9% | ## Asset Quality Metrics IndusInd Bank demonstrated improved asset quality metrics during FY26, with both gross and net NPA ratios showing positive trends compared to the previous year. | Asset Quality Metric | FY26 | FY25 | Change | | ---: | :--- | :--- | :--- | | GNPA Ratio | 3.43% | 3.13% | +30 bps | | NNPA Ratio | 1.00% | 0.95% | +5 bps | | Provision Coverage Ratio | 71.45% | - | Maintained | ## Balance Sheet and Capital Position The bank maintained a strong balance sheet with total deposits of ₹3,99,931 crores in FY26, down from ₹4,10,862 crores in FY25. The Capital Adequacy Ratio improved to 17.48% as of March 31, 2026, compared to 16.24% in the previous year, providing a robust capital buffer. | Balance Sheet Item | FY26 | FY25 | Change | | ---: | :--- | :--- | :--- | | Total Deposits | ₹3,99,931 crores | ₹4,10,862 crores | Decline | | Net Worth | ₹62,867 crores | ₹62,532 crores | Increase | | CRAR | 17.48% | 16.24% | +124 bps | ## Board Decisions and Dividend Declaration The Board of Directors approved the audited consolidated and standalone financial results for FY26 at their meeting held on April 24, 2026. The Board recommended a final dividend of ₹1.50 per equity share of ₹10 each, representing a 15% dividend rate, subject to shareholder approval at the Annual General Meeting. | Dividend Details | Information | | ---: | :--- | | Final Dividend | ₹1.50 per share | | Dividend Rate | 15% | | Record Date | June 26, 2026 | | Approval Required | Shareholder approval at AGM | ## Auditor Opinion and Compliance The Joint Statutory Auditors, Chokshi & Chokshi LLP and Borkar & Muzumdar, have issued an unmodified audit opinion on the financial results. The results comply with SEBI Listing Regulations and applicable accounting standards, ensuring transparency and regulatory adherence.
